From GTBank to FirstBank, Zenith, Access, UBA, Diamond, Sterling, Fidelity and all other banks operating in Nigeria, there is a type of bank account made specially for students who are studying in any of the higher institution across the country. One thing that is common to all the various banks is that you open the account with your student’s school ID card, or admission letter or any other evidence of school admission.

In this world of Internet Technology, you can open your bank account online. This special students account is also  packaged with some goodies, promos and services such as Internet and mobile banking Services, yearly promos, draws etc.

Savings Account

Here is a list of varoius student bank accounts offered by different Nigerian banks.
Note: The list is in no particular order.

Click any of these link to go to its details section:

>>UBA BANK – Nextgen:

The UBA NextGen account provides a one of a kind opportunity for students to have access to new-age banking and seamless services across our online and offline platforms! As a student, it’s time to start thinking about your career and future goals because you are one step away from financial emancipation.

Features & Benefits

  • Access to periodic promotions and offers
  • Access to internet and mobile banking
  • Access to debit card (for ATM, and POS transactions)
  • Free network transaction
  • Attractive interest rate
  • Accepts cheques and dividend warrants up to N2 million

For more and how to open a UBA Nextgen Account online, Click here

>>FIRST BANK – Xplore first:

This product is targeted at the youths between the ages 18 – 24 years as they evolve from their teenage years into adulthood and become independent 

Features & Benefits

  • Discounted cost of Verve Debit Card
  • Annual Youth scholarship award of N150,000 to 18 undergraduates from the six geo-political zones across the country.
  • Participation in a bi-annual XploreFirst Essay and Quiz Competition to win “Youth of the Year”, with cash prizes, a fun filled year, and other attractive benefits. Runners up would also win cash prizes.
  • Access to business startup capital upon graduation.
  • Cheques/Dividend warrants lodgment
  • Participation in all savings loyalty campaigns

For more information and how to open a FirstBank XploreFirst account online, Click here

>>ZENITH BANK – Aspire:

The Aspire Account by Zenith is a unique savings account for the Nigerian undergraduate with a distinctive sense of identity. Designed to enhance the lifestyle of the discerning student, the Aspire account provides a platform for its holders to follow their dreams, supporting them as they aspire to greatness.

Features & Benefits

  • Interest Bearing: Your money never sleeps in an Aspire account, earning interest at 3.6% and growing steadily even while you sleep. 
  • Unique card design: Choose your own card design from the three different card designs of Ultra, Ace & Zeal. One of them is sure to mirror your lifestyle and reflect your identity.  
  • Cashless banking: Counting cash is so 1990. Embrace the future with cashless banking  via ATM, Mobile, POS and Web. 
  • Deep discounts: Enjoy exclusive discounts and periodic promotions from our partner merchants to help you get more out of life. 
  • Transaction notifications: Be the first to know when transactions occur on your account via email and SMS transaction alerts.

For more information about Zenith Aspire Account and how to open one, Click here


This account provides the opportunity for students between the ages of 16 & 28 years to access world class financial services.
The solo account is designed for students between the ages of 16 and 28 years which help them to save and enjoy interest at competitive rates as well as carry out transactions seamlessly via our multiple transaction channels.

Benefits and Features

  • Minimum opening balance of N500
  • Zero minimum daily balance
  • Competitive Interest rates
  • Discount on first debit card – N500
  • Access to Mobile banking and Internet banking
  • Lodgement of dividend warrant up to N100,000
  • Zero monthly maintenance fee

For more information about Access Solo Account and how to open one, Click Here

>>SKYE BANK – Campus Plus:

Skye campus plus account is an account tailored to aid youths in tertiary institutions achieve their financial endeavors with minimal hassle, while enjoying loads of benefits.

Benefits and Features

  • Zero opening balance and minimum balance 
  • Debit card 
  • Interest bearing account at standard savings rate 
  • Access to internet banking and Skye mobile application 
  • Convenient account opening online @
  • Access to the Campus plus interactive website

For more information about Skye Banks Campus Plus Account and how to open one, Click Here

>>FIDELITY BANK – Savings Account:

Target market: Individuals of 18yrs and above.(Survivors, Artisans, Low income persons).
This is the generic savings account designed to meet the needs of our retail end segment of the market. The account provides the low income groups with affordable access to banking at the right prizing in a convenient manner.

Benefits and Features

  • Zero account opening balance
  • Limitless number of withdrawals
  • No third party withdrawal
  • Third party lodgments
  • Issuance of ATM card and other e-bank channels
  • Draft Issuance
  • Zero COT
  • Earn monthly interest on credit balance

For more information about Fidelity Bank Savings Account (FSA) and how to open one, Click Here

>>UNION BANK – Vibe:

A savings account designed for young people between 18 and 28 years.

Benefits and Features

  • Open an account with just N2,500
  • Earn interest with limited monthly withdrawals (interest will be forfeited after 3 withdrawals)
  • Daily minimum operating balance of N1,000
  • Maximum daily operating balance of N1,000,000
  • Use your MasterCard debit card for worldwide ATM withdrawals and online transactions
  • Safe and convenient 24/7 online and mobile banking with UnionOnline and UnionMobile

For more information about Union Vibe Account and how to open one, Click Here

>>STERLING BANK – Campus Hype:

How can you claim to be “new school”, “hip” and even “cool” with no Bank account? enroll in the class of the “happening” dudes and babes by getting yourself a Campus Hype Account

Benefits and Features

  • Really cool Interest rates
  • Get your own personalized cheque book
  • Issuance of instant debit cards
  • Access to internet and mobile banking services
  • Minimum opening and daily balances of N2,000 and N1,000 respectively
  • SMS alerts on all transactions (No, we won’t clog your phone)

For more information about Sterling Bank Campus Hype Account and how to open one, Click Here

>>ECOBANK – students e-savings:

Whether you’re saving for a project or have a longer-term goal, you can save your money digitally, easily and conveniently with the Student e-Savings Account. The account comes with low banking charges too, if you continue to do all your banking electronically on our e-channels. You’ll be able to access a range of e-alerts, for when you make deposits or view account balances or statements on your mobile phone. In selected countries, you can also bank digitally at our new Direct Banking Centres.

Benefits and Features

  • Mobile banking
  • Internet Banking
  • ATMs
  • e-Alerts and e-Statements
  • Debit Card for Cashless Payments (POS)

For more information about Ecobank Students e-Savings Account and how to open one, Click Here

>>GTBANK – GTCrea8 eSavers account:

The GTCrea8 e-Savers account is an interest bearing account designed to allow undergraduates maintain a value adding banking relationship.

Benefits and Features

  • A classy and trendy card
  • Freedom to pay into your account through the GTBank internet banking platform, via our cash deposit ATMs or at any of our branches nationwide.
  • Payments of cheques and dividend warrants, to the sum of N100,000, into your account
  • Unlimited cash withdrawals in our banking halls, at ATMs within Nigeria and abroad, wherever you see the MasterCard logo
  • Payment at supermarkets, shopping malls, cinemas and other outlets that have POS terminals that bear the MasterCard logo
  • Purchase of airtime, transfer money to your friends, pay DSTV bills and perform other transactions through Internet Banking, GTConnect and GTMobile.
  • Interest will be paid on your account balance (2.5% per annum) 
  • Cash withdrawals in branches

For more information about GTBank GTCreat eSavers Account and how to open one, Click Here

>>DIAMOND BANK – Diamond S.W.A.G Account

Think Diamond S.W.A.G (Students With A Goal). An account that helps you keep up with your busy Student/Corper lifestyle as you prepare for the real world! Diamond S.W.A.G is a lifestyle savings account targeted at students of Tertiary Institutions and Corps Members.
S.W.A.G meets life-stage needs of students/corps members and is built around activities they identify and associate with.

Benefits and Features

  • Trendy International Debit card
  • Enjoy great discounts when you shop with your S.W.A.G Card on selected merchant sites e.g.
  • Eligibility to win PocketMoney4AYear and cash prizeson other Promos running from time to time
  • Minimum opening balance of ₦525
  • Free and secure monthly statements via email
  • Diamond Bank cheques can be paid into account
  • Credit interest payable monthly
  • Free Online Banking
  • Access to the Mobile App
  • Exclusive access to Diamond Bank Youth Portal (Coming Soon!)

For more information about Diamond Bank Diamond S.W.A.G Account and how to open one, Click Here

>>FCMB – Flexx Account

Flexx account is a saving account designed for Youths between the ages of 16 to 30.
The Flexx account is designed to provide banking solutions to youths with fun, service and the future as the cornerstone. This account is a naira denominated account.

Benefits and Features

  • Zero Opening balance
  • Zero Operating Balance
  • Allows lodgment of instruments and dividend warrant of up to ₦25,000
  • Zero Minimum operating balance
  • Free E-mail transaction notifications
  • Free monthly electronic statements
  • Branded MasterCard debit card
  • Maximum balance of ₦400,000.00

For more information about FCMB Flexx Account and how to open one, Click Here

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